Credit & Financial Health
Monitor your business credit score and financial standing.
Credit Utilization High
Your credit utilization is 45%. Lowering it to under 30% could improve your score.
New Inquiry
A new credit inquiry was added to your report from Lendio.
Business Credit Score
Based on D&B and Experian data
Your score is Fair. Improving to 700+ unlocks better loan rates.
6 Month Trend
Credit Score Factors
Key factors affecting your credit score
You have a good payment history with most payments on time.
Your credit utilization is slightly high at 45%. Try to keep it below 30%.
Your average account age is 4 years, which is considered good.
Having a variety of credit types can help improve your score.
You haven't opened many new accounts recently, which is positive.
Trade Lines
Your business credit accounts
| Creditor | Type | Limit | Balance | Utilization | Status | Opened |
|---|---|---|---|---|---|---|
Chase Business Credit | Revolving | $25,000 | $8,500 | 34% | On Time | Jan 2021 |
Capital One Spark | Revolving | $15,000 | $6,200 | 41% | On Time | Mar 2020 |
American Express Business | Charge Card | $50,000 | $12,000 | 24% | On Time | Jun 2019 |
SBA Loan | Installment | $150,000 | $98,000 | 65% | On Time | Sep 2022 |
Public Records
Liens, judgments, and filings on your business
UCC Filing
Equipment financing through Wells Fargo
Oct 2022
Improve Your Credit Score
Our credit repair partners can help remove negative items and build your business credit profile. Average clients see a 50+ point improvement.
